Payroll / Compliance
Configure Payday Super – Australia
From 1 July 2026, Payday Super changes how super is calculated, paid, and reported in Vista. This is the quick-reference overview.
Overview
The Super Guarantee rate stays at 12%, but the contribution mechanism, the contribution cap, and your super liability codes all change. Five things need attention before 1 July 2026:
- Rate, cap, and payment cycle changes
- Clearing house and fund setup
- Contribution and MVR file generation
- New super liability codes for STP-2027
- Making the switch around 1 July 2026
Where: HQ Super Clearing House, HQ Super Funds, PR Super File Generate, PR Deductions/Liabilities
Requires: Vista 26.6.0 or later
1 – Rate stays the same, cap and cycle don't
The Super Guarantee rate remains 12%. Contributions move from quarterly to within 7 business days of each payday, and the maximum contribution base becomes an annual $270,830 for 2026-27 instead of $62,500 per quarter.
2 – Set up your clearing house and funds
In HQ Super Clearing House, add an entry for your SuperStream gateway using the new SAFF CSV format. In HQ Super Funds, add each fund's ABN, Type of Fund (APRA or SMSF), and Payment Method. SMSF funds also need banking details and an Electronic Service Address.
3 – Generate contribution and MVR files
PR Super File Generate now supports Super Contribution and Member Verification Request (MVR) message types. MVR files are mandatory before your first contribution to a fund for each employee.
4 – Create new super liability codes for STP-2027
Your existing (STP-2026) codes stay exactly as they are, indefinitely. Alongside them, create new dedicated SG liability codes for STP-2027, plus any non-SG codes your awards or agreements require.
5 – Make the switch around 1 July 2026
After your last STP-2026 pay date and Pay Event lodgement, activate the new codes and deactivate the legacy ones in PR Employee Dedns/Liabs. Frequency is the only field you change on legacy codes.
Full setup guides
This page is a quick reference. Make sure to read the two detailed guides attached and watch the Payday Super Webinar
→ Payday Super contributions in Vista: SAFF CSV setup
→ Payday Super liabilities and STP2 in Vista
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